diff --git a/backend/src/interfaces/admin/views/tiers.py b/backend/src/interfaces/admin/views/tiers.py
index 2f249e91..67e80724 100644
--- a/backend/src/interfaces/admin/views/tiers.py
+++ b/backend/src/interfaces/admin/views/tiers.py
@@ -20,7 +20,7 @@ class TierAdmin(DataclassModelMixin, ModelView, model=Tier):
     category = "Users & Access"
 
     column_list = [Tier.id, Tier.name, Tier.description]
-    column_details_list = "__all__"
+    column_details_exclude_list = [Tier.users]
     column_searchable_list = [Tier.name]
     column_sortable_list = [Tier.id, Tier.name]
 
@@ -32,6 +32,7 @@ class TierAdmin(DataclassModelMixin, ModelView, model=Tier):
 
     form_create_rules = list(TierCreate.model_fields.keys())
     form_edit_rules = list(TierUpdate.model_fields.keys())
+    form_excluded_columns = [Tier.users]
 
     async def delete_model(self, request: Request, pk: str) -> None:
         """Override delete to permanently remove tier from database.
diff --git a/backend/src/modules/tier/models.py b/backend/src/modules/tier/models.py
index cfc3e15a..ec952711 100644
--- a/backend/src/modules/tier/models.py
+++ b/backend/src/modules/tier/models.py
@@ -25,7 +25,7 @@ class Tier(Base, TimestampMixin, SoftDeleteMixin):
     name: Mapped[str] = mapped_column(String, nullable=False, unique=True)
     description: Mapped[str | None] = mapped_column(Text, default=None)
 
-    users: Mapped[list["User"]] = relationship("User", back_populates="tier", lazy="selectin", default_factory=list, init=False)
+    users: Mapped[list["User"]] = relationship("User", back_populates="tier", lazy="select", default_factory=list, init=False)
 
     def __repr__(self) -> str:
         return self.name
diff --git a/backend/tests/unit/interfaces/admin/test_tier_view.py b/backend/tests/unit/interfaces/admin/test_tier_view.py
new file mode 100644
index 00000000..45320c7a
--- /dev/null
+++ b/backend/tests/unit/interfaces/admin/test_tier_view.py
@@ -0,0 +1,13 @@
+"""Tests for the Tier admin view configuration."""
+
+from src.interfaces.admin.views.tiers import TierAdmin
+
+
+def test_tier_admin_form_does_not_include_users():
+    """The tier form must not preload a tier's users or list every user as an option."""
+    assert "users" not in TierAdmin().get_form_columns()
+
+
+def test_tier_admin_details_do_not_include_users():
+    """The tier details page must not preload every user assigned to the tier."""
+    assert "users" not in TierAdmin().get_details_columns()
diff --git a/backend/tests/unit/modules/tier/test_models.py b/backend/tests/unit/modules/tier/test_models.py
new file mode 100644
index 00000000..5e12b246
--- /dev/null
+++ b/backend/tests/unit/modules/tier/test_models.py
@@ -0,0 +1,11 @@
+"""Unit tests for the Tier ORM model configuration."""
+
+from sqlalchemy import inspect
+
+from src.modules.tier.models import Tier
+
+
+def test_tier_users_is_lazy_select():
+    """Loading a tier must not load every user assigned to it."""
+    rel = inspect(Tier).relationships["users"]
+    assert rel.lazy == "select", f"Tier.users should be lazy='select', got {rel.lazy!r}"
diff --git a/docs/user-guide/admin-panel/adding-models.md b/docs/user-guide/admin-panel/adding-models.md
index ee90b412..78643efb 100644
--- a/docs/user-guide/admin-panel/adding-models.md
+++ b/docs/user-guide/admin-panel/adding-models.md
@@ -186,7 +186,16 @@ form_create_rules = [*WidgetCreate.model_fields.keys(), "owner_id"]
 
 ### `lazy="selectin"` Is Required
 
-SQLAdmin runs in async context, so relationships must use `lazy="selectin"` to avoid lazy-loading errors. Symptom of forgetting: `MissingGreenlet` or `greenlet_spawn has not been called`. Both User and Tier models in the boilerplate already use this pattern.
+SQLAdmin runs in async context, so relationships must use `lazy="selectin"` to avoid lazy-loading errors. Symptom of forgetting: `MissingGreenlet` or `greenlet_spawn has not been called`. `User.tier` in the boilerplate already uses this pattern.
+
+The exception is large one-to-many collections such as `Tier.users`, which uses `lazy="select"` so that loading a tier doesn't load every user in it. SQLAdmin still loads a relationship whenever a page uses it: it `selectinload`s the relationships in `column_list` and in the form columns (the details page reuses the edit-form query), and a relationship form field lists every row of the related table. So keep large collections out of the list, the form and the details page, as `TierAdmin` does:
+
+```python
+form_excluded_columns = [Tier.users]
+column_details_exclude_list = [Tier.users]
+```
+
+`column_details_exclude_list` replaces `column_details_list = "__all__"`; SQLAdmin doesn't accept both on the same view, and the details page shows every other column by default.
 
 ### Don't Set `default=None` on Relationships
 
diff --git a/docs/user-guide/database/models.md b/docs/user-guide/database/models.md
index 77798978..32870ebe 100644
--- a/docs/user-guide/database/models.md
+++ b/docs/user-guide/database/models.md
@@ -73,7 +73,7 @@ When you add a new module, **add its models here** so Alembic's `--autogenerate`
 
 ## Relationships
 
-The boilerplate uses SQLAlchemy `relationship()` where it makes sense, with `lazy="selectin"` to avoid N+1 problems by fetching related rows in a single follow-up query.
+The boilerplate uses SQLAlchemy `relationship()` where it makes sense. Relationships that are routinely read (like `User.tier`) use `lazy="selectin"` to avoid N+1 problems by fetching related rows in a single follow-up query. Large collections that are rarely read (like `Tier.users`) use `lazy="select"`, so loading a tier doesn't pull in every user assigned to it.
 
 For example, `User.tier` and `Tier.users` are both wired up:
 
@@ -94,7 +94,7 @@ class Tier(Base, TimestampMixin, SoftDeleteMixin):
     __tablename__ = "tiers"
     ...
     users: Mapped[list["User"]] = relationship(
-        "User", back_populates="tier", lazy="selectin",
+        "User", back_populates="tier", lazy="select",
         default_factory=list, init=False,
     )
 ```
diff --git a/docs/user-guide/development.md b/docs/user-guide/development.md
index 554987ce..cde75b00 100644
--- a/docs/user-guide/development.md
+++ b/docs/user-guide/development.md
@@ -371,7 +371,7 @@ The boilerplate uses `import_models("src.modules")` in Alembic to discover model
 
 ### Forgetting `lazy="selectin"` on a relationship
 
-SQLAdmin runs in async context. A relationship without `lazy="selectin"` raises `MissingGreenlet` when the admin tries to render it. Both `User.tier` and other relationships in the boilerplate already use this pattern — copy from those.
+SQLAdmin runs in async context. A relationship without `lazy="selectin"` raises `MissingGreenlet` when the admin tries to render it. `User.tier` and other relationships in the boilerplate already use this pattern — copy from those. (`Tier.users` is a deliberate exception: it uses `lazy="select"` so loading a tier doesn't load every user in it.)
 
 ### Dataclass models without `init=False` on relationships