Privacy-first, AI-powered expense tracking that reads your bank & UPI SMS automatically — on-device.
AI Expense Tracker turns the SMS your bank already sends into a clean, real-time view of your money — no manual entry required. It parses bank & UPI payment messages entirely on your device, categorizes them, and surfaces budgets, subscriptions, charts and an AI assistant grounded in your real spending.
Your messages never leave your phone. Bring your own AI key.
- 📩 Automatic SMS tracking — detects bank & UPI debit/credit alerts in real time, even in the background. Ignores OTPs, promos and cashback noise.
- 🤖 AI assistant (Aria) — ask about your spending in plain language, grounded in your real data (Groq / Llama; bring your own key).
- 📊 Rich dashboard — net position, today/month/total spend, line & bar charts with value labels, category donut, top merchants and a financial-health score.
- 🎯 Budgets & goals — monthly + category budgets, savings goals, and subscription / autopay detection.
- 🧾 Activity — searchable, filterable, sortable timeline grouped by day.
- 🏠 Home-screen widget — today/month spend + income, themed to your accent.
- 🔔 Notifications — per-transaction alerts + a live ongoing notification with quick Add expense / Add income actions on the panel and lock screen.
- 🎨 Material 3 — light / dark / system themes with 6 accent colors.
- 🔒 Offline-first — local SQLite, encrypted secure storage for your AI key.
| Area | Choice |
|---|---|
| Framework | Flutter 3 (Material 3) |
| State | Riverpod |
| Navigation | GoRouter |
| Storage | SQLite (sqflite) + flutter_secure_storage |
| SMS | another_telephony |
| AI | Groq (OpenAI-compatible) via dio |
| Ads | Google Mobile Ads (google_mobile_ads) |
| Notifications | flutter_local_notifications |
| Widget | home_widget |
Architecture is feature-first with an MVVM + repository pattern.
Android only · No Play Store required
- Tap the button above to download
ai-expense-tracker-v1.1.0.apk- On your Android device go to Settings → Apps → Special app access → Install unknown apps and allow your browser/file manager
- Open the downloaded APK and tap Install
All releases (APK + AAB) are available on the Releases page.
git clone https://github.com/nitheeshdr/AI-Expense-Tracker-App.git
cd AI-Expense-Tracker-App
flutter pub get
flutter run- AI assistant — open Profile → Groq API key and paste a key from console.groq.com. Works with a rule-based fallback when no key is set.
- Ads — ad unit IDs live in
lib/services/ads/ad_config.dart. SetuseTestAds = truewhile developing, or drop in your own AdMob IDs for release. - Permissions — grant SMS access during onboarding to auto-import transactions (Android only).
lib/
app/ MaterialApp, router, DI providers
core/ design system, data models, db, repositories, settings, widgets
features/ onboarding, dashboard, transactions, add_expense, budgets,
ai_assistant, profile, sms_import, shell
services/ ads, groq, notifications, sms, widget, review, categorization
Receipt OCR · PDF / bank-statement import · cloud sync · iOS support · voice expense entry · richer analytics & reports.
Contributions are welcome! Please read CONTRIBUTING.md first.
Released under the MIT License.
